Turbo Tax vs Tax Act

20140414-turbo-tax-logo.jpeg Turbo Tax vs Tax Act 20140414-logo_tax_act.jpg
Which is Best?

OK. We are down to that yearly last minute crunch time… but people still want to know which they should trust with their taxes. The shortest easiest answer is, use the same service you used last year. Both of these and most of the services will import tons of data, automatically, from the previous tax filing. That saves a lot of time, makes for less mistakes AND can help you catch mistakes or omissions from the previous filing(s). So, especially if you have put off doing the deed til today, that is the best answer.

I did not wait ‘til THE last day, just the day before… so, this time, I had a little bit of time to play with both softwares. To me, Turbo tax is a hair less intuitive, but more like filling out the actual paperwork, by hand. I think Tax Act might be a little more clumsy of an interface and it tried harder to upsell me to other versions and services. It is, however, who I submitted my filing with. There were many more questions, esp of ones that relate to business operations, that in Turbo Tax. Plus, as noted, this was apparently who I filed with last year and at several key places in the Q&A Tax Act showed me a side by side comparison of 2012 and 2013, which was quite helpful.

I played with both last year as well. This year, when trying to log back in, I found TA had a harder time confirming who I was and getting everything up and running. I did, however, find it easier in TA to revise numbers on the fly as my wife was generating more accurate figures.
I believe, last year was the first time I completed the process with TA instead of Turbo Tax. Every year, there are little tweaks and differences in the interface and navigation tools. For some reason, I felt in 2012 that TA was out-performing TT. This year as well, it seems there were some things TT was not asking me, such as interest paid on a student loans. I found that deduction category, but never the specific place to input that figure.

TAX ACT you are the winner! (for this year, at least)

The Models of Thomas Schelling

Thomas SchellingThe great economist Thomas Schelling is 93 today. At least I guess he’s an economist. He is definitely a mathematical modeler. But a lot of stuff he has done strikes me as more like political science. And he is definitely of the realpolitik tradition. I’m not at all convinced that his models necessarily relate to reality as much as many people seem to think. This is because all my scientific work was mathematical modeling. And as much as this work can be really helpful, it’s important to remember that they are just models. Usually scientists don’t forget this, but the people who follow them often do.

Schelling has been of some note recently because of his opinions about global warming. He has determined that mitigation would be most costly to the advanced economies and most beneficial to the developing economies. This is rather typical economic nonsense. And it is also entirely typical of his Machiavellian outlook on international relations. I think it is in our interest to do something because we have a lot to lose and we don’t know what global warming will bring. But one thing that is almost certain to happen is that the major farm areas of the United States will literally dry up. And if we don’t intend to invade Canada, we really need to do something about it.

I am especially interested in Schelling’s work on segregation. He created a model that I find quite compelling. It shows that small individual preferences for neighbors of the same race will lead to macro-scale segregation. It also happens to go right along with my experiences of humanity. Most people are somewhat ethnocentric and this leads to really big racial problems. It is one of many things that make me despair of humans ever advancing much past the culture of ancient Sumer, given that we haven’t managed to do it over the past 5,000 years. Although it is cool that we are better able to model it.

Happy birthday Thomas Schelling!

Strange “Facts” in Conservative World

Josh MarshallI used to be the head of IT at moderate sized investment company. I loved the job but hated the company. It was owned by a couple of old millionaires and every day I had to walk past their pictures with Ronald Reagan, Bush the Elder, and eventually Bush the Younger. And as is usually the case in such places, the big wheeler-dealer types were mostly very conservative. In fact, they were reflexively conservative. They didn’t have to think about it and that was good, because they were not great thinkers.

Much of what I think about the “job creator” brigade comes from this period of my life. I don’t use that term just to be cute. All these agents were employees. In fact, there was a big issue when I was there that the owner, who was showing clear signs of dementia, wanted all these “independent contractors” to be at their phones from nine to five. Neither the fact that they were only paid on commission nor them being required to work set hours (which made them unqualified to be independent contractors) mattered in the least. In their minds they were “job creators,” even if the term wasn’t in widespread use. I’m sure their six-figure salaries made them think they were. I mean, the economy would come to a standstill without them constantly lubricating it!

During the 2004 campaign, John Kerry’s heroism during the Vietnam War came up just in passing. One of the agents said, “What did he do? Get shot in the ass was all!” I wasn’t as involved in politics as I am now, so I let it rest. But even I knew that what Kerry had done was amazing. And the guy who said that had never been in the military. But like most Republicans, he was for a belligerent foreign policy. I lost a great deal of respect for conservatives at that time. Until then, I had always thought that at least they had respect for the military. But when it came down to partisan politics, they were eager to dishonor an American war hero just to elect a man who at best finessed his way out of the war and at worst was a deserter.

I bring this up because of an article this morning by Josh Marshall, Into the Truther Jungle. It is his reflection after running right into the conservative movement’s inability to look at facts. He sent out a tweet about how the resignation of HHS Secretary Kathleen Sebelius showed that the Obamacare rollout had been a success. That’s a no-brainer. She had been waiting for victory before she resigned. That should be obvious to anyone. But apparently it isn’t. He received replies like this:

The point isn’t the disagreement. As Marshall wrote, “What is notable is the total shock that there’s not total unanimity that the program is failing.” The entire conservative movement keeps itself so walled up from inconvenient truths, that they just can’t manage when those truths fall on their heads. That’s where we got “John Kerry just got a medal because he was shot in the butt”—a still common belief on the right. And that’s where we got Unskewed Polls—now morphed into “ACORN stole the election,” even though it didn’t exist in 2012. And that’s where we now get “Obamacare is a failure and the government is just lying about it.”

The only thing that changes from here is that the explanations for why Obamacare really is failing will become more extreme. Or at least they will until conservatives just stop talking about it. That’s how they give up. And in 20 years, a new crop of conservatives will protest outside the White House with signs that read, “Government hands off my Obamacare!” And sadly, that will be a major improvement.

Mona Caron Outdoes Magritte

Mona CaronI was introduced to an artist this morning, Mono Caron. She is a San Francisco artist who specializes in murals. And her work is beautiful. It is expansive and varied even though it maintains a single style. It also combines nature and city life in a way that this very much in keeping with San Francisco. According to her website, “Much of Mona’s public art deals with social history and utopian possibility, and chronicles the street life of its surroundings in the past, present, and imaginary future.” So in addition to everything else, she is politically exciting too. You can see all of this and more on her website. Go check it out!

But there is one aspect of her work that I’m especially interested in: her surrealism. You don’t see this in the painting as a whole, but rather in small bits of it. For example, in one mural, a flower’s stigma becomes a fairy riding a bicycle. In another, cities are embedded inside a streamer covering vegetables—a common motif for her. Another example is her Murale Clownesco, where an acrobat holds up a miniature elephant whose trunk becomes a streamer with two scenes embedded. I’ve avoided the word up until now, but there is no escaping it: magical.

For me, the most exciting of her works is Manifestation Station. It is an addition to an enormous mural, Duboce Bikeway Mural, celebrating the bicycle path that leads riders from the east side of San Francisco (the bay) to the west side (the ocean). And for an added bit of life-art interaction that only murals can provide, the bike path runs along the mural. But that isn’t the greatest part. She was commissioned by the San Francisco Municipal Transportation Agency (SFMTA) to paint one of their electrical boxes. She did it so that from a specific angle, the image replaced what you are looking it, just like Magritte did in The Human Condition:

Manifestation Station - Mona CaronCourtesy Mono Caron

But this is so much better than Magritte! He focused on the object recreating exactly what it obscured. Caron creates a utopian future. Instead of the Safeway that was and still is there, she’s destroyed it in this alternate universe. All that remains is the one wall that her mural is on. (No utopia without that!) And in place of our corporate oligarchs’ market, there is a farmers’ market. And there is grass and plants and water. This is the highest form of art.

Sadly, what the SFMTA giveth, the SFMTA taketh away. Caron completed the box in the Fall of 2012. But within a year, the agency decided they needed a new box there and so Caron’s masterpiece was moved—destroying much of its contextual beauty. We still have the photograph, of course. And art is no less great because it is ephemeral. (In fact, it might be greater.) But I am so sad that I will never have the experience of standing on the northwest corner of Church and Duboce and seeing the future.

What’s Good and Bad About Us All

Lyndon JohnsonJonathan Bernstein wrote a typically insightful article on Friday, The Good, the Bad and the LBJ. His main purpose is to push back against the inevitable calls for Obama to be more Johnson. The idea, I guess, is that if only Obama held conversations while sitting on the toilet, everyone would fall in line behind him. Admittedly, such admonitions are normally phrased in terms of charm or arm twisting. But it’s all the same.

The truth is that there is a sliver of truth to all this business. Early on in his presidency, Obama was a horrible negotiator. Instead of taking a strong stand, he rushed to the conservative side. Like an idiot, he thought that such behavior would show how reasonable he was. But the conservatives just saw it as soft and took advantage of it. Gladly, those days are gone. Obama is a much better negotiator. Now all we have to worry about is his mushy middle ideology.

But it certainly is the case that LBJ’s skills in arm twisting are greatly exaggerated. And such as they were, they were effective then in a way that they would never be today. Now with super-PACs and generally so much money in politics, what leverage does the party have? It doesn’t even have earmarks anymore. I just watched Lincoln again last night. Getting the Thirteenth Amendment passed was all about patronage. If a president did that today, he’d be impeached. (New Jersey governors apparently can still get away with it.)

Bernstein did allow that Johnson had some skills. But he made a really important point:

There’s a tendency among Johnson supporters to see the war as separate from the good parts of his presidency. At its worst, that thinking comes close to a claim that Vietnam was something that happened to Johnson, while historic legislation is something that he made happen. But even if Johnson is assigned proper blame for the war, it’s still separated out. That probably is wrong; the traits that helped Johnson do well in some contexts were poisonous in others, and it’s not clear that one could have the good without the bad.

This isn’t just true in politics; it’s true of everyone in every situation. This is what’s so frustrating about how we treat the rich as though they are oracles. Being rich may or may not indicate that a person understands their own business. But there is no more reason to think that the rich know more about the macro-economy or education or anything else than any man on the street. In my experience, being good at business is about two things: self-promotion and lack of empathy. These “skills” are terrible in many other areas, including life in a general sense.

In a different time, LBJ might have been a great president. Or he might have been a terrible president. As it is, he’s a mixed bag. But what determined his legacy was primarily luck. And that, in all things, can’t be stressed enough. I wrote about this in, Unstable Weirdos and Business Success. People always want others to be everything to everyone. But humans don’t work that way. We already have an LBJ-like politician who might become president. And you will likely be able to vote for him come 2016. But I’m not willing to support a “get things done” candidate at the expense of the rule of law. And with Chris Christie, the things he gets done are, almost without exception, bad things.

Let’s Send Mike Huckabee to North Korea

Mike HuckabeeConservatives are delusional. Really. The things I hear them say remind me of things one used to only hear from people in the militia movement or among the most extreme libertarians.

Today’s example comes from Mike Huckabee at the New Hampshire Freedom Summit. But before we get to that, just consider that name “freedom summit.” Who isn’t in favor of freedom? Listening to conservatives, you would think that freedom is something that they alone believe in. But just like everyone, conservatives have their own definition of freedom. The truth is that the word is a dog whistle. It means the freedom of large scale farmers to graze their cattle on public land without paying. It does not mean the freedom for minority group individuals to walk down the street without being searched by the police.

And that brings us to Huckabee’s comments. He said, “My gosh, I’m beginning to think that there’s more freedom in North Korea sometimes than there is in the United States.” And what made the United States less free than North Korea? Airport screening. And not just that! He’s very unhappy that people have to show identification to get on an airplane. Oh, the horror! I can see what he means, though. As an ordinary person in North Korea, you would never even get to fly in a plane, so you would never have to deal with airport security. That’s freedom! Never mind the starvation and work camps. In the United States, you have to show ID to get on a plane!

While that line is the one that will get all the news, the broader point that Huckabee was making was even more troubling. He went on:

When I go to the airport, I have to get in the surrender position, people put hands all over me, and I have to provide photo ID and a couple of different forms and prove that I really am not going to terrorize the airplane—but if I want to go vote I don’t need a thing.

Since Huckabee doesn’t seem to understand why this is, I will provide a little history for him. At one time, people didn’t get searched when they got on airplanes. But then people started hijacking airplanes and so it was decided that the intrusions of searches were acceptable given that no one wanted to be hijacked and potentially murdered. As for voting, well, we’ve never had to have identification and no one had thought to change that because there was no upside. There is no voter identification fraud to speak of. People like Huckabee are interested in making ID required as a way of suppressing the vote of people who don’t agree with them. But that’s another thing altogether.

There is a very big issue here. Nowhere in the Constitution does it say, “Congress shall make no law respecting security at airports.” But voting is a Constitutional right. So it isn’t really the same thing. Note also the classism here. Poor people don’t fly on planes all the much. But the rich do. So I’m sure that for Huckabee, those airport screenings seem like a major infringement on his liberty. And they are! But that’s just an indication of how great his life is. Other than a TSA pat-down, he can do whatever he wants. But like vile conservatives everywhere, he wants to make the very limited rights of the poor even more so.

This is why I say that conservatives are delusional.

Beckett Great and Not

Samuel BeckettLast year on this day, I celebrated the birth of Samuel Beckett. I do love his work. Although I have come to think that to some extent he’s overrated. Or rather that people appreciate him in the wrong way. For example, much of Waiting for Godot is pure silliness. That’s true of Happy Days and Endgame as well. Act Without Words I is cruel silliness. I’ve read that he was a big admirer of Charlie Chaplin. I don’t doubt that. Look at the business with the hats in Godot. That’s straight out of Vaudeville or silent comedy.

When Beckett is serious, he has a strong tendency toward the sentimental. But he was quite aware of this and so explicitly pushed against it. Look at Ohio Impromptu. It is extremely sentimental, which he manages to avoid focusing on too much with the use of repetition and the knocking. Much the same can be said of Krapp’s Last Tape or even Not I and Footfalls. They are still all brilliant, though.

In the end, I’m not sure what I get out of many of them. Certainly I get a great deal out of Godot and Krapp because I am very interested in those subjects. But a lot of his work is too involved with what can be done in the theater. Too much of it is intellectual more than truly affecting. There is far too much Come and Go, which like everything, I admire. But I don’t think there is too much of a point to his lesser work.

At the same time, I never tire of Waiting for Godot. I never tire Krapp’s Last Tape. But it simply isn’t true that he was always great. And this is despite the fact that he didn’t write that much. And of the few plays he wrote, most were short. Godot is about the only true full length play. Happy Days and Endgame are kind of like theater novellas . Krapp can be too, but it is only 20 short pages long in published form. So it shouldn’t shock us too much that every word was so well chosen given that there weren’t all that many of them.

Still, I do love his work. Here is Rick Cluchey in Krapp’s Last Tape in a production meant to mimic the way that Beckett felt it should be performed. The Beckett on Film version is not so reverential and it works better as a result. But I’m sick of embedding videos from that series because they always end up getting taken down.

Happy birthday Samuel Beckett!

Translator Again Everywhere That I’m Not

Translator

Will sent me a little video of the band Translator playing one of their rare gigs back in 2009 at Slim’s in San Francisco. Translator has been a problem for me for almost three decades. In the early 80s, they were really big around here—kind of like American Music Club in the early 90s. But then they more or less broke up, probably for the usual reasons: they were popular but not popular enough to make a decent living. That was bad enough, because they were great live. But it was less than ten years ago that their four albums from that period came out on CD.

At one point, I did manage to get a digitized copy made from vinyl of their first album, Heartbeats & Triggers. It is a great album—one of my favorites. They were literate and funny and combined this with wonderfully expansive music. They were one of the few bands who could do an extended jam without losing control of the musical structure and devolving into narcissism. A good example of this is their underground hit, “Everywhere That I’m Not.” If you are familiar with with the song, you should listen to the live version at Slim’s, where you can hear the audience singing along with it. But here’s the video for it, which is dreadful as most videos of that time, but the song is great:

According to Wikipedia, ten years after its release, “Cry for a Shadow” was mistaken by some people as The Beatles version. It’s hard to imagine anyone making that mistake. I guess it is because it’s an instrumental. As it is, I don’t think it was ever on an album. It was the B-side of “Break Down Barriers” from their second album, No Time Like Now. (The title song is very much typical of them.)

Their third album was just Translator. I think a lot of bands, by that time, just can’t be bothered to come up with a title. But it is an excellent album, although a bit uneven. I remember rather liking “Another American Night” and “O Lazarus,” although it’s been years since I heard the album. And I don’t much remember their fourth album, Evening of The Harvest.

But what’s exciting, and the reason that I’m writing about Translator today, is that two years ago they released a new album, Big Green Lawn. Unfortunately, it apparently hasn’t been released as a CD but just as MP3. And you know me: I’m an Old Man who likes something tangible. I listened to the clips on Amazon and it sounds rather good. So if money ever starts flowing again, I may be forced to buy my first MP3. I did, however, find this sorta music video for the first song on the album, “Soul on Fire.” It is very good:

If you haven’t checked out Translator in the past, I highly recommend doing so. They are a great band with a lot more to offer than most music I come upon these days.

Austerity Is Always a Good Idea Even When it Isn’t

Dean BakerDean Baker has noted a common bit of conservative propaganda, UK Conservatives Redefine Success Downward. What has been going on is that the conservative government under George Osborne has imposed harsh austerity on the country since 2010. Even though the economy was terribly depressed, the government went along with Alberto Alesina’s loony idea that less spending and higher taxes would be good for growth. The results were predictable for anyone but the true believers: the recovery stalled and they had a double dip recession.

After almost three years of this policy not working, the government reversed course. And the economy bounced back substantially. So now Osborne is running around claiming that the government was right to impose austerity on the country. Paul Krugman wrote earlier this week, “If I keep hitting myself in the head with a baseball bat, and then I stop, I will start to feel better; this doesn’t mean that hitting yourself in the head with a baseball bat is a good thing.” And that’s a very good analogy.

Osborne specifically mentioned that last year the UK investment spending rose 8.8%, four times the 2.2% rate in the US. But as Baker pointed out, you can’t just pick a good year and claim that everything is great—especially when it is clearly the result of you not doing the thing you now claim was good. He provided the following graph that in addition to everything else, shows that the UK hasn’t even made it back to pre-crisis levels of investment spending:

UK vs US Investment

This is why it is almost impossible to have political debates: if a government pushes bad policy long enough, things will work out. Often that’s the case when the bad policy clearly doesn’t work, so it is changed. Even after this, the Osborne government claims they are vindicated when the lack of their policies improve the situation. It’s just hopeless.

American Original Tiny Tim

Tiny TimWhere I grew up here in California, much of the milk comes from Clover Stornetta Farms. And for decades, they have advertised using billboards featuring their mascot, a white milk cow named Clo. And these billboards always feature puns. For example, in one, Clo is dressed as a judge and she has quart of milk in her “hand.” The billboard proudly proclaims, “Supreme Quart.” There have been hundreds of these over the years, most of them real groaners: “Splendor in the Glass” or “Claude Moonet” or “No Business Like Clo Business.” But one of them was especially inspired. It was 25 years ago. They had Clo prancing through a field of tulips. And the caption read, “Tip Clo Through Your Two Lips.”

I bring this up because on this day in 1932, Herbert Khaury was born. But you probably know him better as Tiny Tim. But I’m not that interested in his one hit (which reach #17 on the pop charts), “Tiptoe Through the Tulips.” He did far greater work. But even apart from the music, he is really interesting as a historian of Tin Pan Alley songs. I once heard that he had over a thousand songs memorized. That’s an incredible feat, especially given the diversity of the work.

As an act, he doesn’t seem that strange to me. He used the high pitch voice and wore makeup. But if you watch him on Laugh-In, he does whatever is necessary for the joke. I tend to think people like him are the bravest people around. He clearly wasn’t worried that people were going to get the wrong idea about him. He was an entertainer. Ultimately, I think he found an act that people were willing to pay for, so he ran with it.

Personally, I would rather just hear him sing. His first album, God Bless Tiny Tim (Funny title!) is a great album. It is filled with classics like “Livin’ In the Sunlight, Lovin’ in the Moonlight” and “Daddy, Daddy, What is Heaven Like?” In the second song, we can hear his beautiful baritone voice as the “Daddy” part. He sounds a bit like Dean Martin. The whole album is kind of like what The Madcap Laughs might have been like if Syd Barrett hadn’t been crazy.

But that isn’t all. Right before he died, he produced Girl with Brave Combo—the band he always deserved. Of particular note is perhaps the greatest version of “Stairway to Heaven” ever. The title track is a cover of The Beatles’ “Girl,” which is also better than the original. The album really doesn’t have a single loser: “New York, New York,” “Springtime In The Rockies” (sorry, no link), and a wonderful version of “Over the Rainbow.” But just see if you can avoid smiling while listening to this rousing version of “Hey Jude”:

Happy birthday Tiny Tim!

Jane Bolin at Yale

Jane BolinOn this day in 1908, Jane Bolin was born. She was a remarkable woman, remembered today primarily for being the first African-American woman to graduate from Yale Law School. Like President Obama, it is hard to call her black when she was half white and half black, in as much as those terms mean anything. But it always brings to my mind the pernicious history of eugenics. The idea is that “white” as a race is pure. So mixing it with any other race pollutes it. Thus: half black is black; quarter black is black; eighth black is black. It’s also just ridiculous scientifically. There is no such thing as the white race. We are all of us mongrels.

But given all our prejudices and focus on meaningless distinction, Bolin’s accomplishments are amazing. She was born and raised in Poughkeepsie, New York. Her father was a lawyer (and the first African-American to graduate from Williams College), and her English mother died when Bolin was just eight years old. So it isn’t surprising that she followed in her father’s footsteps. After high school, she went to Wellesley College, one of only two black students. She graduated in the top 20 of her class. This led to her (against advice) going to Yale Law School, where she graduated at the age of 23. She practiced for a while with her father before going to work with the New York City where she was eventually made a judge in the Family Court. She held that position for 40 years.

She lived almost 30 years after retirement, and spent that time working as an activist for children’s rights and education. She lived the kind of life that makes me feel I’ve totally let the species down. But it is wonderful that people like her didn’t.

Happy birthday Jane Bolin!

Would Republicans Support Voting Rights Act Now?

Racism - It's subtler nowI have to admit: I’m confused. This week, we are celebrating the 50th anniversary of the Civil Rights Act of 1964. But it didn’t happen fifty years ago this week. Johnson signed it into law on 2 July 1964. But 46 years ago today, the Civil Rights Act of 1968 was signed, exactly a week after Martin Luther King Jr was assassinated. So it is, I suppose, a good week for remembrance, I’m just unclear about the timing.

During this week, I have heard a lot of chatter among liberals as to whether the law could be passed today. But I’ve found people surprisingly mute in their comments. No one wants to come right out and say what they know to be true. For their part, conservatives say of course they would pass it today. That’s the great thing about conservatives: they are always big supporters of long settled law. But when it comes to any new law that expands the rights of the weak (that is: anyone not already rich and powerful), they are against it.

So let me be clear. With all due respect to Jonathan Chait, the Republican Party’s electoral power is almost entirely dependent upon racism. If the Civil Rights Act of 1964 came up for a vote today, it would be filibustered by the Senate Republicans. And John Boehner would not give it a vote in the House. But I’ll go further. The modern Republican Party would find reasons for not supporting the Civil Rights Acts of 1866, 1871, 1875, 1957, and 1960. (At least Rand Paul will admit to being against the Civil Rights Act of 1875.)

The point here is not that modern Republicans are truly vile. It is that the conservative information system has caused Republican politics to become racist. This is because people who only ever talk to other conservatives eventually get around to thinking, “Hey, the real oppressed are straight white males!” So any policy that tries to address mistreatment of minority groups is unacceptable. For these conservatives, the issue is not about the minority groups but about the great hardship that is being placed on the white man. To them, doing nothing at all would be wrong; doing something for minorities is exactly the opposite of what we ought to be doing.

This is why the last few years have seen a big rise in the quasi-libertarian conservatives. These are people who pick and choose their libertarianism. They aren’t for marriage equality or drug legalization, but they are very much concerned about despotic governments that tax the rich. Thus, they have a plausible sounding argument to make against healthcare reform that has to do with not taxing the rich, even though the actual reason such ideology flies electorally is that it feeds the “oppressed white man and undeserving dark man” narrative.

So let’s not sit on our hands and pretend that Republicans of today would vote for what Republicans of the past did vote for. Racial resentment is the only tool the Republican Party has left. And they will continue to use it until we stop them.